Underwriting Trainee

Job Description

Underwriting Trainee | Auto-Owners Insurance

The Tone:
This is a full-time, hybrid role at Auto-Owners Insurance. Auto-Owners helps individuals and businesses achieve financial security by providing support when a loss occurs, ensuring they can make a new start. This role is fundamental to that mission, focusing on the critical initial stages of applying insurance coverage and making sound underwriting decisions that uphold the company’s philosophy.

The TL;DR
• Role: Full Time
• Type: Full-time
• Location: Hybrid (work from home up to 3 days per week after initial in-person training; specific office location not specified in the job description)
• Team: Underwriting Department
• Mission: To execute the underwriting decision-making process according to Company underwriting philosophy by applying insurance coverage, rules, and guidelines.

What You’ll Actually Do
• Learn: Master various insurance coverages, contracts, company philosophy, and procedures to inform underwriting decisions.
• Interpret: Understand and apply the meaning and use of documents such as policies, manuals, forms, and endorsements.
• Analyze: Evaluate loss experience, financial conditions, and physical characteristics of risks to form opinions and express decisions.
• Communicate: Interact effectively with independent agents and internal associates through both verbal and written communication.
• Develop: Acquire a strong working knowledge of supporting sections within the underwriting department and successfully complete the company’s underwriter training program.

The Must-Haves
• Background: Bachelor’s degree or direct equivalent experience with property/casualty underwriting. Ability to work in the U.S. without current or future sponsorship is required.
• Experience: Direct equivalent experience in property/casualty underwriting is essential, alongside a capacity for independent decision-making.
• Skills: Strong organizational skills for data, ability to multi-task, above average written and verbal communication, and the capacity to write reports, compose correspondence, and resolve complex issues.
• Bonus: Commitment to continually developing product knowledge through participation in approved educational programs.