Enterprise Credit Summer Analyst – Credit Analysis

Job Description

Enterprise Credit Summer Analyst (Intern) | Bank of America

The Tone:
This is an early career, temporary role at Bank of America, with locations varying by program track across major U.S. cities including Atlanta, Boston, Charlotte, Chicago, Dallas, Houston, Los Angeles, New York, San Francisco, and Seattle. Bank of America is a global financial institution. This program provides broad exposure to credit underwriting, monitoring, business controls, and credit data management routines across Enterprise Credit, building essential technical, analytical, and professional skills through hands-on work, training, and mentorship.

The TL;DR
• Role: Early Career (Intern)
• Type: Temporary
• Location: In-person, Atlanta, Boston, Charlotte, Chicago, Dallas, Houston, Los Angeles, New York, San Francisco, Seattle

• Team: Enterprise Credit teams, supporting credit professionals
• Mission: Support credit teams by analyzing financial information, identifying and mitigating credit risks, and contributing to underwriting, monitoring, business controls, and credit data initiatives.
• Tech Stack: Microsoft Office (Excel, Word, PowerPoint)

What You’ll Actually Do
• Analyze: Analyze client, company, and/or transaction financial information to assess creditworthiness and risk drivers.
• Evaluate: Complete cash-flow, trend, and scenario analysis to evaluate the ability to incur and repay obligations.
• Support: Support loan structuring discussions and assist with documentation and approval materials.
• Review: Review and evaluate collateral and ensure requirements are met in accordance with policy and procedures.
• Participate: Participate in client or internal partner meetings/calls to develop portfolio, product, and business knowledge.
• Contribute: Contribute to monitoring, reporting, data management, and/or process and control optimization activities depending on track alignment.

The Must-Haves
• Background: Bachelor’s degree or Bachelor’s direct-to-Master’s degree from an accredited college or university, in their penultimate year of school, with a major in Finance, Accounting, Economics, Business Administration/Management, or a related field.
• Experience: Master’s candidates should not have more than 0 years of experience.
• Skills: Strong analytical and problem-solving skills with attention to detail, strong verbal and written communication skills and professionalism, proficiency in Microsoft Office (Excel, Word, PowerPoint).
• Bonus: A minimum GPA of 3.5 is preferred. Intellectual curiosity, operational excellence mindset, strong work ethic, and teamwork and leadership experience are also preferred.