Junior Credit Risk Analyst

Job Description

Junior Credit Risk Analyst

Location: Plano, TX (Hybrid)

Job Type: 6+ month contract

About the Role

This Junior Credit Risk Analyst role is responsible for producing insightful reports, dashboards, and analytics that support credit risk monitoring, strategy evaluation, and regulatory compliance. The ideal candidate will have strong technical skills, a solid understanding of credit risk concepts, and the ability to translate data into actionable insights.

Key Responsibilities

• Develop and maintain recurring and ad-hoc credit risk reports and dashboards.
• Conduct in-depth credit risk analysis across the credit lifecycle.
• Monitor key risk indicators (KRIs) and identify emerging trends.
• Streamline and automate reporting processes.
• Document reporting methodologies and maintain data dictionaries and process guides.
• Support regulatory and audit reporting requirements with accurate and timely data.
• Collaborate with cross-functional teams to enhance risk frameworks and improve data quality.

Requirements

• Education: Bachelor’s degree or higher in Analytics, Statistics, Finance, Accounting, Math, Computer Science, Economics, Engineering, or a similar analytical/STEM field.
• Experience: 1+ years of experience in analytical roles.
• Technical Skills:
  • Demonstrated experience in SQL or Python (this will be tested during interviews).
  • Experience with data visualization tools like Tableau and Power BI.
  • Proficiency in Microsoft Office (Word, Excel, PowerPoint).
• Analytical Skills:
  • Problem-solving skills with strengths in Data Acquisition, Manipulation, Cleaning, Analysis, and Presentation of Results.
  • Ability to interpret complex data, identify trends, and evaluate potential risks.
• Domain Knowledge: Basic understanding of credit risk concepts.

Desired Skills and Experience

SQL, Python, Power BI, Tableau

Compensation

Estimated Min Rate: $24.50/hour

Estimated Max Rate: $35.00/hour

Note: Any pay ranges displayed are estimations. Actual pay is determined by an applicant’s experience, technical expertise, and other qualifications as listed in the job description.

What’s In It for You?

Yoh welcomes you to be a part of the largest and legendary global staffing companies to meet your career aspirations. Yoh’s network of client companies has been employing professionals like you for over 65 years in the U.S., UK, and Canada. Join Yoh’s extensive talent community that will provide you with access to vast opportunities and gain access to this exclusive opportunity available to you.

Benefits (for employees working 20+ hours per week, in accordance with applicable laws and client requirements):

• Medical, Prescription, Dental & Vision Benefits
• Health Savings Account (HSA)
• Life & Disability Insurance
• MetLife Voluntary Benefits
• Employee Assistance Program (EAP)
• 401K Retirement Savings Plan
• Direct Deposit & weekly epayroll
• Referral Bonus Programs
• Certification and training opportunities

Equal Opportunity Employer

Yoh, a Day & Zimmermann company, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Visit https://www.yoh.com/applicants-with-disabilities to contact us if you are an individual with a disability and require accommodation in the application process.

Notice for California Applicants

For California applicants, qualified applicants with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. All of the material job duties described in this posting are job duties for which a criminal history may have a direct, adverse, and negative relationship potentially resulting in the withdrawal of a conditional offer of employment.

Notice for Massachusetts Applicants

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Privacy Notice

By applying and submitting your resume, you authorize Yoh to review and reformat your resume to meet Yoh’s hiring clients’ preferences. To learn more about Yoh’s privacy practices, please see our Candidate Privacy Notice: https://www.yoh.com/privacy-notice