Insurance Claims Expert

Job Description

Insurance Claims Expert | micro1

The Tone:
This is a Contract role at micro1, located remotely. micro1 is the end-to-end human data infrastructure behind AGI, sourcing, vetting, and deploying PhDs and professors into the training loops of advanced AI systems. This role is crucial for evaluating and resolving complex commercial property claims, contributing directly to the enhancement of AI model performance and accuracy through expert analysis and documentation.

The TL;DR
• Role: Contract
• Type: Contract
• Location: Remote
• Mission: Evaluate and resolve complex commercial property claims, ensuring clear and defensible coverage analyses to enhance AI model performance.

What You’ll Actually Do
• Interpretation: Interpret and apply commercial property policy language, including building, BPP, stock, conditions, exclusions, and endorsements.
• Analysis: Analyze time-element coverages such as Business Interruption, Extra Expense, civil authority, ingress/egress, dependent property, and service interruption.
• Evaluation: Evaluate claims using comprehensive financial-loss methodologies, considering trends, expenses, sublimits, deductibles, and offsets.
• Documentation: Draft and refine claim scenarios and grading rubrics with precise, defensible coverage reasoning grounded in actual policy text.
• Collaboration: Collaborate closely with prompt engineering and evaluation teams to enhance model performance, accuracy, and consistency.

The Must-Haves
• Background: Professional experience in commercial property claims, time-element (BI/EE) adjusting, coverage analysis, consulting, forensic accounting, or coverage law.
• Experience: Advanced knowledge of coverage interpretation, especially in commercial property insurance policies; proven ability to write clear, structured coverage analyses and claim documentation grounded in policy language.
• Skills: Strong financial acumen with comfort analyzing financial statements and claim-related documentation; exceptional written and verbal communication skills; demonstrated ability to work independently in a remote environment while managing multiple priorities and complex claim scenarios.