Senior Manager, KYC Program Risk – KYC Program Risk

Job Description

Senior Manager, FCRM KYC Program Risk | TD Bank

The Tone:
This is a full-time role at TD Bank, located in Toronto, Ontario, Canada. TD is one of the world’s leading global financial institutions, serving over 27 million households and businesses globally. This role is crucial for ensuring the Know Your Customer (KYC) Program adheres to TD Bank Group policies and standards for Risk and Control Management (RCM), Operational Risk, and Financial Crime Risk Management. The position plays a key part in the bank’s commitment to compliance and risk mitigation across its operations.

The TL;DR
• Role: Full Time
• Type: Full-time
• Location: In-person, Toronto, Ontario, Canada
• Pay: $115600–$163200 yearly
• Team: KYC Program Risk team, partnering with FCRM and Segment leadership
• Mission: Ensure the KYC Program adheres to TDBG policies and standards designed to meet commitments with respect to RCM, Operational Risk and Financial Crime Risk Management.

What You’ll Actually Do
• Oversight: Provide central oversight and governance of the KYC Program in Canada, including leading the KYC Program Sub-Committee.
• Reporting: Partner with the three lines of defense to compile and deliver comprehensive reports on program performance and compliance to stakeholders.
• Policy Development: Liaise with the central FCRM policy team on the development and implementation of the AML Policy and KYC/EDD Standards.
• Risk Assessment: Act as the principal point of contact within the KYC pillar for risk assessment processes, supporting oversight and assessment of KYC risks and controls.
• Audit & Remediation: Act as the principal point of contact for KYC related audits/regulatory exams and provide issue remediation oversight.

The Must-Haves
• Background: Undergraduate degree in a relevant field, coupled with core domain knowledge in Financial Crime Risk Management, Risk Management, or Compliance.
• Experience: 10+ years of experience in Compliance or Risk Management. This includes demonstrated leadership in the development, implementation, and/or oversight of country-wide Policies or Standards, and experience with exam management and/or remediation. Financial Crime experience is preferred.
• Skills: Strong risk, controls, and governance knowledge; effective communication, presentation, and facilitation skills with senior management; robust organizational skills to manage deadlines and priorities; excellent analytical skills in assessing risk and challenging the status quo; comfort navigating ambiguous and complex environments.
• Bonus: Masters degree preferred. Experience with Global policies or Standards. Experience with regulatory exams and/or remediation is preferred.