Junior Loan Originator

Job Description

Junior Loan Originator | CrossCountry Mortgage (CCM)

The Tone:
This is an early career opportunity at CrossCountry Mortgage (CCM), the nation’s number one distributed retail mortgage lender, operating over 700 branches across all 50 states, D.C., and Puerto Rico. CCM has been recognized ten times on the Inc. 5000 list and is known for its standout, entrepreneurial culture that fosters employee engagement and transparency. This Junior Loan Originator role is pivotal for supporting senior loan officers, offering a foundational learning experience in lending guidelines, client relationship development, and ensuring all loan activities meet regulatory standards. The company’s commitment to total transparency from leadership and unwavering support from all departments directly impacts company success, making this a supportive environment for career growth.

The TL;DR
• Role: Early Career
• Location: Various Branches (In-person)
• Pay: $16–$19 hourly, with bonus plan eligibility
• Team: Directly supports senior loan officers
• Mission: To learn lending guidelines, develop effective client relationships, and assist borrowers through the loan application process while ensuring all activities comply with regulatory requirements and company policies.

What You’ll Actually Do
• Loan Origination & Qualification: Assist senior officers with residential and commercial loan applications, including collecting financial information and pre-qualifying applicants based on lending guidelines.
• Client Communication & Coordination: Explain loan products and terms to prospective borrowers, maintain regular communication, and coordinate with processors, underwriters, appraisers, and title companies.
• Compliance & Record Keeping: Ensure loan files are complete, accurate, and compliant with regulations, and maintain precise records in loan origination systems (LOS) and CRM platforms.
• Business Development & Service: Follow up on leads to support business development efforts and provide excellent customer service throughout the loan process.

The Must-Haves
• Background: Requires a High School Diploma or equivalent. This entry-level position is suitable for individuals beginning their career in the mortgage lending, banking, sales, or financial services sectors.
• Experience: Possesses at least 1 year of experience in mortgage lending, banking, sales, or general financial services.
• Skills:
• Possess an NMLS License required under the S.A.F.E. Act of 2008.
• Demonstrates exceptional attention to detail and strong organizational skills, coupled with excellent communication and collaboration abilities.
• Skilled in reviewing and analyzing financial documents and providing excellent customer service.
• Proficient in utilizing Microsoft Office Suite and loan origination software.
• Bonus: An Associate’s or Bachelor’s Degree in Finance, Business, or a related field is highly preferred, or a strong willingness to learn and adapt to mortgage products and lending regulations.