Financial Reporting Analyst

Job Description

Financial Reporting Analyst | Horizon Bank

The Tone:
This is a corporate role for a Financial Reporting Analyst at Horizon Bank, located in Michigan City, IN, US. Horizon Bank operates as a financial institution dedicated to serving its customers through a range of banking services. This position is central to maintaining the bank’s financial integrity and transparency, specifically by ensuring the accurate preparation of external financial and regulatory reports in full compliance with GAAP and all applicable regulatory requirements. The role offers a foundational opportunity for a candidate with a solid accounting background to significantly develop their technical reporting expertise while working closely with senior finance professionals.

The TL;DR
• Role: Early Career
• Location: In-person, Michigan City, IN, US
• Team: Reports to Director of Financial Reporting; collaborates with Controller, external audit team, legal advisors, and public company third party service providers.
• Mission: To support the accurate preparation of external financial and regulatory reports and ensure compliance with GAAP and applicable regulatory requirements.

What You’ll Actually Do
• External Reporting: Prepare components of quarterly and annual external financial reports, including Forms 10-Q and 10-K.
• Regulatory Reporting: Support the preparation and review of key regulatory reports, such as Call Reports and FR reports.
• Accounting Research: Assist with research related to new accounting standards and prepare draft technical accounting memoranda.
• Internal Controls: Support documentation and testing related to internal controls and Sarbanes-Oxley compliance.
• Cross-functional Collaboration: Gather, validate, and analyze financial data by collaborating with cross-functional teams under tight reporting deadlines.

The Must-Haves
• Background: Entry-Level. The ideal candidate will possess a solid accounting foundation, demonstrating a strong interest and eagerness to develop advanced technical reporting expertise within a banking environment.
• Experience: While no specific years of experience are explicitly required, candidates are expected to have practical experience applying established accounting guidance and internal policies to recurring activities under appropriate supervision. This includes an understanding of how to support financial operations within a structured corporate setting.
• Skills:
1. Apply a strong understanding of Generally Accepted Accounting Principles (GAAP) and relevant regulatory requirements to all reporting activities, ensuring adherence and accuracy.
2. Provide direct support in the preparation and comprehensive review of critical financial and regulatory reports, including quarterly and annual SEC filings (Forms 10-Q and 10-K), Call Reports, and FR reports.
3. Actively assist with research into new accounting standards, contributing to the preparation of detailed draft technical accounting memoranda to document findings and implications.
4. Contribute to the rigorous documentation and testing processes for internal controls over financial reporting, supporting ongoing Sarbanes-Oxley (SOX) compliance initiatives.
5. Perform ad hoc analysis and provide robust reporting support to senior leadership, leveraging collaboration with cross-functional teams to gather, validate, and interpret complex financial data efficiently, especially under tight reporting deadlines.
• Bonus: Candidates who demonstrate a strong commitment to adherence to Bank Secrecy Act (BSA) compliance standards, possess the ability to exercise prudent judgment for solutions in unexpected situations, and show an active dedication to protecting customer and account information confidentiality will be highly valued. Involvement in local community organizations and events, reflecting Horizon Bank’s community commitment, is also a positive attribute.