Credit Analyst – Commercial Real Estate

Job Description

2027 Commercial Real Estate Development Program | U.S. Bank

The Tone:
This is a full-time, hybrid role at U.S. Bank, located in Los Angeles, CA. U.S. Bank is an organization dedicated to helping customers and businesses make better financial decisions, enabling communities to grow and succeed. This program provides a diverse foundation in commercial real estate and credit principles, preparing candidates for various internal opportunities within the bank. Each person is unique, and U.S. Bank offers a wide range of opportunities to discover what makes individuals thrive at every career stage.

The TL;DR
• Role: Early Career
• Type: Full-time
• Location: Hybrid – Los Angeles, CA
• Pay: $75905–$89300 yearly
• Team: National CRE Underwriting Team
• Mission: This person will gather, analyze, and interpret loan information to assess performance and recommend actions to address risk within the commercial real estate sector.
• Tech Stack: Microsoft Copilot, Excel, PowerPoint

What You’ll Actually Do
• Analyze: Conduct financial statement analysis and assess credit requests, providing recommendations tied to the analysis and assessment of credit risk.
• Underwrite: Underwrite new business opportunities for credit approval, including project, market, and sponsor financial analysis, structuring of loan terms, and risk evaluation.
• Monitor: Monitor existing loan portfolios, including market analysis, covenant compliance tracking, collection and analysis of financial statements, and ongoing assessment of risk factors.
• Report: Analyze financial statement results and prepare reports to communicate financial performance and trends with Portfolio Managers, Relationship Managers, and/or Credit Administration.
• Develop: Acquire technical and business acumen through training, mentorship, exposure to senior executives, and build a supportive peer community through cohort strengthening activities.

The Must-Haves
• Background: Bachelor’s degree completed in December 2026 or spring 2027, with a basic understanding of financial and accounting terms, concepts, and applications.
• Experience: Ability to start the development program on July 12, 2027; demonstrated leadership capabilities, strong work ethic, and intellectual curiosity.
• Skills: Well-developed analytical skills, strong written and verbal communication skills, acute attention to detail, proficiency in Excel and PowerPoint.
• Bonus: Preferred GPA of 3.0 or above, ability to work well under pressure and time constraints, ability to work equally well in a team environment and independently, exhibiting initiative, ownership, and flexibility, experience with or exposure to Microsoft Copilot or other AI tools.