Credit Analyst – Project Finance

Job Description

Credit Analyst, Project Finance | CoBank

The Tone:
This is a full-time hybrid role at CoBank, located in Greenwood Village, CO. CoBank is a cooperative bank serving vital industries across rural America, providing essential financial services to agribusinesses and rural power, water, and communications providers in all 50 states. As a Credit Analyst within the specialized Project Finance group, you will play a crucial role in supporting senior bankers by providing analytical and marketing assistance for custom finance solutions. Your work will directly impact the structuring and execution of financing for utility-scale power generation assets, contributing to critical financial decisions and the ongoing monitoring of the group’s lending portfolio.

The TL;DR
• Role: Early Career
• Type: Full-time
• Location: Hybrid, Greenwood Village, CO
• Pay: $81500–$93200 yearly
• Team: Project Finance group; supports senior bankers and works with Portfolio Managers and Relationship Managers on deal teams.
• Mission: Analyze financial models, conduct complex credit analyses, and perform industry research to support lending decisions for utility-scale power generation assets.

What You’ll Actually Do
• Transaction Support: Support senior team members and participate in the negotiation, structuring, and execution of new financing transactions.
• Credit Information Development: Develop credit information for use by appropriate staff and committees, completing annual reviews, consents, waivers, and amendments for borrowers.
• Due Diligence Management: Assist in managing an extensive due diligence process, including the review of independent engineer, power market, environmental, insurance, transmission consultant reports, and resource studies.
• Financial Model Analysis: Analyze and sensitize detailed financial models prepared by Project Finance clients to evaluate lending opportunities and assist in the review of loan documentation.
• Portfolio Administration: Act as primary account officer on assigned transactions, maintaining accurate risk ratings, executing waivers, consents, and amendments, and preparing monitoring materials with limited supervision.

The Must-Haves
• Background: Bachelor’s Degree in business, finance, or a relevant discipline; foundational understanding of project finance deals.
• Experience: 1 year in credit/finance, preferably within the banking or financial services industry.
• Skills: Intermediate knowledge of financial modeling techniques and preparation of pro forma financial statements; basic knowledge of financial analysis, including cash flow analysis, balance sheet analysis, profitability, liquidity, and solvency analysis; ability to prepare thorough, well-written, and clear credit memos.