Senior Commercial Appraisal Reviewer

Job Description

Senior Commercial Appraisal Reviewer – Phoenix, Houston, Midvale or Las Vegas | Zions Bank

The Tone:
This is a full-time Senior Commercial Appraisal Reviewer role at Zions Bank, located in Phoenix, AZ; Houston, TX; Midvale, UT; or Las Vegas, NV. Zions Bancorporation is comprised of a collection of extraordinary, locally led banks focused on serving businesses and households in strong growth markets. This role is critical for ensuring credible valuations of real estate collateral, which is essential for the bank’s underwriting, monitoring, and credit management processes. The position directly contributes to building strong communities and creating economic opportunity by supporting the bank’s financial strength and client relationships.

The TL;DR
• Role: Full Time
• Type: Full-time
• Location: In-person – Phoenix, AZ; Houston, TX; Midvale, UT; Las Vegas, NV
• Pay: $105,000–$143,000 yearly
• Mission: Ensure credible valuations of real estate collateral are secured for underwriting, monitoring, and credit management purposes, while maintaining compliance with bank policies, federal regulations, and USPAP standards.
• Tech Stack: Related appraisal software, Microsoft Word, Excel

What You’ll Actually Do
• Appraisal Review & Validation: Perform in-depth technical and administrative reviews of commercial real estate appraisal reports, ensuring compliance with bank policies, federal regulations, and USPAP standards to secure credible valuations. This also involves validating collateral valuation conclusions for underwriting, portfolio monitoring, and credit risk management with increased independence.
• Appraisal Engagement Management: Order, track, and manage commercial appraisal engagements from end-to-end within designated systems of record, ensuring accurate documentation and timely delivery of reviews.
• Policy Consultation & Issue Resolution: Provide expert consultation on bank appraisal policy/standards and department procedures, serving as a subject matter expert on appraisal governance. This includes resolving valuation disputes and addressing complaints or concerns from lenders, internal stakeholders, and vendors.
• Operational Enhancement & Reporting: Support departmental operations, workflow management, and the appraisal procurement process. Contribute to strategic reporting, operational improvements, process standardization, and modernization efforts within the department.
• Leadership & External Representation: Provide leadership, mentorship, technical guidance, and training to colleagues, bank staff, and third-party suppliers. Represent the department as a key resource and principal contact, interacting regularly with management and senior customer personnel on matters requiring cross-organizational coordination.

The Must-Haves
• Background: Bachelor’s degree in business, finance, or a related field, serving in a senior capacity within commercial real estate appraisal review.
• Experience: 6+ years of experience in commercial real estate appraisal, review, evaluation, and/or a directly related field, along with a Certified General license.
• Skills: Expert knowledge of commercial real estate appraisal principles, practices, and applications; extensive knowledge of USPAP and Bank appraisal standards; advanced knowledge of financial math/applications; excellent analytical, problem-solving, and communication skills (verbal and written); strong attention to detail and accuracy; ability to work independently and manage multiple priorities; proficiency in related appraisal software, Microsoft Word, and Excel.
• Bonus: Prior leadership, supervisory, or mentorship experience; an MAI designation; knowledge of CMBS appraisal requirements and collateral markets.