Securitization Portfolio Manager

Job Description

Credit Portfolio Manager – Securitisation | BNP Paribas

The Tone:
This is a full-time role at BNP Paribas, located in Hybrid, Portugal. BNP Paribas, a European leader in banking and financial services, operates across three divisions, with Corporate & Institutional Banking connecting clients with financing and investment opportunities. Within this, the Securitised Products (SP) team provides financing, risk transfer, and capital markets access through securitisation transactions across various asset classes. This role is crucial for managing the credit risk, resources, and profitability of BNP Paribas’ securitisation financing activities, ensuring adherence to approved conditions and optimizing the overall portfolio.

The TL;DR
• Role: Full Time
• Type: Full-time
• Location: Hybrid, Portugal

• Team: Securitised Products (SP) within Corporate & Institutional Banking
• Mission: To manage the credit risk, resources, and profitability of BNP Paribas’ securitization financing activities and portfolio on an ongoing basis.
• Tech Stack: Excel

What You’ll Actually Do
• Credit Risk Analysis: Understand and analyse the transactions’ structure, credit risk, and profitability for securitisation activities.
• Credit Documentation & Oversight: Write and update credit memoranda for annual reviews, renewals, amendments, and waivers, participate in credit committees, and monitor transaction performance.
• Transaction Onboarding & Funding: Assist in executing, closing, and onboarding new securitisation transactions, including preparation of internal documentation and control of funding requests.
• Portfolio Reporting & Compliance: Maintain comprehensive portfolio reports, including exposure breakdowns, risk dashboards, P&L, capital and liquidity usage, and contribute to regulatory capital calculation.
• Process Improvement & Policy Implementation: Maintain internal policies and procedures, implement new or revised risk policies and related tools, and help improve credit and portfolio management monitoring processes.

The Must-Haves
• Background: Master’s degree in Finance, Economics, Management, Engineering or similar.
• Experience: Between 1 and 3 years of relevant professional experience.
• Skills: Excellent communication skills in English, both written and oral; proficient use of Excel; great team spirit and ability to collaborate; attention to detail with an analytical approach and ability to synthesise.