Program Lending Analyst

Job Description

U.S. Private Bank – Lending Program Analyst | JPMorganChase

The Tone:
This is a full-time role at JPMorganChase, primarily within the U.S. Private Bank’s Midwest Lending Team. As one of the oldest financial institutions, JPMorganChase offers innovative financial solutions to millions of consumers, small businesses, and prominent corporate, institutional, and government clients globally, and is a leader across investment banking, consumer banking, and asset management. This role is crucial for delivering strategic borrowing advice to both existing and prospective clients, integrating you within a team of bankers, investment specialists, and capital advisors to provide a first-class client experience. Top-performing Analysts have the opportunity to advance their career to an Associate position at the firm after completing the two-year program.

The TL;DR
• Role: Early Career
• Type: Full-time
• Location: In-person, Midwest

• Team: Integrated team with bankers, global investment specialists, capital advisors, and trust and estate experts, specifically the Midwest Lending Team.
• Mission: To structure and deliver strategic borrowing advice and tailored financial solutions to U.S. Private Bank clients within acceptable risk parameters.
• Tech Stack: Proprietary models

What You’ll Actually Do
• Strategy Development: Help devise customized financial strategies for existing and prospective clients.
• Material Preparation: Prepare pitch books and meeting materials for client interactions.
• Solution Recommendation: Provide recommendations on tailored solutions using a range of proprietary models.
• Loan Execution: Advise, negotiate, and execute loan structures within acceptable risk parameters and in accordance with policies and regulations.
• Credit Risk Liaison: Liaise closely with Credit Risk using thorough knowledge of underwriting policies to ensure the best outcome for the client.

The Must-Haves
• Background: Bachelor’s degree with a minimum overall GPA of 3.2; no more than two years of work experience following completion of an undergraduate program.
• Experience: Demonstrated aptitude for sales and client relationship management; Series 7 & 66 licenses are required for the position, with unlicensed candidates required to obtain them within 120 days of the start date.
• Skills: Thorough knowledge of the JP Morgan Credit Risk Underwriting Policy & Guidelines; ability to structure client financing solutions within acceptable risk parameters and in accordance with policies and regulations.
• Bonus: Superior multi-tasking and organizational skills; excellent communication skills and poise when giving presentations; genuine interest in financial markets and macro-level economic trends; capability to leverage both quantitative and qualitative resources to understand complex financial situations and present effective solutions.