Loan Accountant

Job Description

Loan Accountant, Appraisals | Veterans United Home Loans

The Tone:
This is a full-time role at Veterans United Home Loans, a company dedicated to empowering Veterans and military families to achieve homeownership. In just two decades, the organization has closed over 500,000 VA Loans, solidifying its position as the #1 VA lender for homebuyers in the nation. This Loan Accountant position is integral to the company’s financial operations, managing and ensuring the accuracy of all transactions tied to mortgage loans. Your precise work behind the scenes, from tracking escrow accounts to reconciling loan-level payments, is key to maintaining operational smoothness and financial integrity, directly supporting the company’s mission to enhance lives every day.

The TL;DR
• Role: Early Career
• Type: Full-time
• Mission: To meticulously manage and reconcile financial transactions associated with mortgage loans, ensuring accuracy in escrow accounts, loan-level payments, and appraisal-related figures, thereby supporting smooth company operations.

What You’ll Actually Do
• Account Reconciliation: Reconcile various mortgage-related accounts, including escrow cash and liability accounts, leveraging your superpower for accuracy to ensure all numbers align perfectly.
• Transaction Processing: Process and meticulously record detailed loan-level financial transactions within the company’s accounting systems, ensuring every numerical detail is correct.
• Payment Issuance: Take responsibility for issuing timely escrow payments on behalf of borrowers, ensuring that critical tax bills and insurance premiums are handled accurately and without delay.
• Inquiry Management: Respond to a range of email inquiries from both internal teams and external partners, providing clear, careful, and precise answers to questions related to borrower transactions.
• Appraisal Support: Provide crucial assistance to the appraisal team, focusing on the reconciliation of borrower appraisal amounts, applying your accounting expertise to ensure financial consistency in this area.

The Must-Haves
• Background: Requires a foundational understanding of accounting principles, demonstrated by a recent accounting degree or up to a couple of years of experience in an accounting role. This position is suitable for early-career professionals.
• Experience: Proven familiarity with credits and debits, coupled with strong critical thinking and problem-solving abilities within a professional context.
• Skills: Exceptional attention to detail, a process-driven approach that thrives on repetitive tasks and accuracy, and professional communication skills for interacting with internal teams and external partners.
• Bonus: High degree of reliability and consistency in meeting deadlines, a service-minded approach to supporting others, strong organizational skills for managing various tasks and information flow, and adaptability to navigate changes effectively.