Financial Analyst – Structured Finance

Job Description

Financial Analyst – Structured Finance | Atlanticus

The Tone:
This is a full-time role at Atlanticus, located in Atlanta, GA. Atlanticus is a fast-growing, mission-focused company dedicated to meeting the financial needs of middle-class Americans. We foster a culture of collaboration, entrepreneurial thinking, and a one-team mindset to empower customers toward financial well-being. Through proprietary analytics, our technology enables bank, retail, and healthcare partners to offer more inclusive financial services. The Structured Finance team plays a critical role in supporting the company’s funding strategy through accurate investor reporting, portfolio analysis, and compliance with structured finance transactions, making this role essential to our continued growth and mission.

The TL;DR
• Role: Early Career
• Type: Full-time
• Location: In-person, Atlanta, GA

• Team: Structured Finance team, working with cross-functional teams across FP&A, Accounting, Legal, and Operations.
• Mission: This role supports the company’s funding strategy through accurate investor reporting, portfolio analysis, and compliance with structured finance transactions.
• Tech Stack: Microsoft Excel (PivotTables, XLOOKUP/INDEX-MATCH, complex formulas, data analysis)

What You’ll Actually Do
• Prepare: Daily, monthly, and quarterly investor reports for asset-backed securitization transactions.
• Interpret: Securitization legal agreements to ensure reporting complies with transaction requirements.
• Reconcile: Gather, validate, and reconcile financial and operational data from multiple systems, identifying and resolving reporting issues.
• Manage: Perform monthly close activities for investor portfolios and monitor/reconcile investor bank accounts.
• Analyze: Portfolio performance to identify trends, investigate reporting variances, and develop ad hoc analyses and reports.

The Must-Haves
• Background: Bachelor’s degree in Finance, Accounting, Economics, or a related business discipline.
• Experience: 2–3 years of experience in financial reporting, accounting, or a related field.
• Skills: Strong Microsoft Excel skills, including PivotTables, XLOOKUP/INDEX-MATCH, complex formulas, and data analysis; excellent analytical and problem-solving abilities; strong written and verbal communication skills with the ability to present financial information clearly and concisely; ability to manage multiple priorities and consistently meet time-sensitive deadlines; highly organized with exceptional attention to detail.