Digital Assets Business Architect

Job Description

Director, Digital Assets Business Architect | Charles Schwab

The Tone:
This is an in-office role at Charles Schwab, located in specified location(s), USA. Charles Schwab empowers individuals to challenge the status quo and transform the finance industry through innovative thought and creative problem-solving. This role is crucial for shaping the future of Schwab’s digital asset capabilities by defining and evolving the business architecture for emerging financial services.

The TL;DR
• Role: Full Time
• Location: In-office, specified location(s), USA

• Team: Digital Assets Business Architecture team
• Mission: This person translates business strategy into scalable capability models and roadmap initiatives supporting digital asset products and services.
• Tech Stack: blockchain technology, tokenization frameworks, digital asset ecosystems, distributed ledger platforms, smart contracts, programmable assets, token standards

What You’ll Actually Do
• Translate: Convert business strategy into scalable capability models and roadmap initiatives for digital asset products and services.
• Liaise: Serve as a key connection point between business stakeholders and technology teams to ensure cohesive development.
• Define & Evaluate: Help define architecture strategies, evaluate platform opportunities, and support the delivery of enterprise-wide initiatives.
• Guide & Assess: Guide architecture decisions, assess platform impacts and dependencies, and ensure alignment between business objectives and technology solutions.
• Partner: Collaborate with business, product, operations, risk, compliance, and technology organizations to evaluate, design, and implement digital asset capabilities.

The Must-Haves
• Background: Bachelor’s degree in Business, Finance, Technology, Engineering, or a related field, or equivalent business experience. Experience within financial services, capital markets, fintech, payments, custody, settlement, or digital assets industries.
• Experience: Demonstrated experience designing, modernizing, or integrating complex trading, transfer, settlement, custody, or transaction processing platforms. Experience partnering with both business and technology stakeholders to deliver strategic initiatives.
• Skills: Knowledge of blockchain technology, tokenization frameworks, digital asset ecosystems, and distributed ledger platforms. Strong analytical, problem-solving, communication, and organizational skills. Ability to navigate complex environments, manage competing priorities, and influence decision-making across organizations. Understanding of risk management, regulatory considerations, and operational controls within financial services environments.
• Bonus: Experience supporting tokenized securities, digital asset custody platforms, or blockchain-enabled market infrastructure. Knowledge of digital asset lifecycles including issuance, trading, custody, transfer, and settlement. Familiarity with smart contracts, programmable assets, and token standards. Understanding of real-time settlement, delivery versus payment (DvP), and digital asset transfer models. Experience evaluating blockchain platforms, exchanges, custodians, or other digital asset service providers. Knowledge of digital asset regulatory frameworks, fraud prevention controls, transaction monitoring, and identity management solutions. Experience working within large-scale enterprise transformation or platform modernization initiatives.