Credit Analyst

Job Description

Credit Analyst | Sazerac Company

The Tone:
This is a full-time role at Sazerac Company, located hybrid in Louisville, KY. Sazerac, an independent, American family-owned company with nearly 400 years of history, is recognized for its double-digit growth and award-winning culture. The company produces and markets some of the world’s most awarded bourbons and whiskeys, alongside a diverse portfolio of other popular spirits brands. This Credit Analyst position is crucial for supporting the financial and operational risk across Sazerac’s defined portfolio, working to strengthen its overall risk profile by ensuring healthy and strong counterparty relationships. This role directly advances Sazerac’s Drive for Results culture and contributes to its continued success in an entrepreneurial industry.

The TL;DR
• Role: Early Career
• Type: Full-time
• Location: Hybrid, Louisville, KY

• Team: Partners with Treasury, Accounts Receivable, Accounts Payable, Procurement, and Commercial Operations.
• Mission: To assess and manage credit and counterparty risk for new and existing customers and vendors, thereby strengthening the Company’s risk profile and ensuring healthy partnerships.
• Tech Stack: Excel, Microsoft Office applications

What You’ll Actually Do
• Assess Risk: Analyze financial information from both new and existing customers and vendors to assess credit and counterparty risk.
• Monitor Portfolio: Conduct systematic evaluations of existing relationships and exposures, alongside reviewing new account applications.
• Track Indicators: Monitor payment trends, credit exposures, and risk indicators to proactively identify potential concerns for the domestic market, with occasional global interaction.
• Support Operations: Partner closely with cross-functional teams including Accounts Receivable, Accounts Payable, Procurement, and Treasury to resolve credit issues and gather necessary documentation.
• Enhance Practices: Contribute to the improvement of reporting, processes, controls, and overall financial risk management practices.

The Must-Haves
• Background: Bachelor’s degree in Finance, Accounting, Economics, or a related field, demonstrating an understanding of financial statements and fundamental financial concepts.
• Experience: 1–3 years of experience in corporate finance, treasury, accounting, credit, or financial analysis.
• Skills: Strong analytical, organizational, and problem-solving abilities; proficiency in Excel and other Microsoft Office applications.