Credit Analyst

Job Description

Credit Analyst I or II | WBD Inc.

The Tone:
This is a full-time career opportunity with WBD, Inc., a leading Certified Development Company. WBD is focused on finding the right fit for its team and committed to helping employees grow through structured training and personalized development plans. This role is crucial for helping small businesses achieve growth and create jobs in communities across Wisconsin by providing essential financial analysis and underwriting services.

The TL;DR
• Role: Early Career
• Type: Full-time
• Location: In-person, Wisconsin

• Team: Collaborates with WBD loan officers and internal team members.
• Mission: Support small business growth and job creation through comprehensive financial analysis and underwriting for commercial loans.
• Tech Stack: Microsoft Office, Excel

What You’ll Actually Do
• Analysis: Analyze financial statements, tax returns, and supporting business documentation to assess creditworthiness.
• Documentation: Prepare comprehensive credit presentations and complete SBA loan applications.
• Collaboration: Collaborate with internal team members, external borrowers, and third-party lenders throughout the loan process.
• Support: Support loan closings and ongoing loan servicing activities as needed.
• Compliance: Ensure accuracy, completeness, and compliance with both internal company policies and SBA guidelines.

The Must-Haves
• Background: Bachelor’s degree in finance, accounting, or a related business field required (or in progress for December graduates).
• Experience: Open to early career professionals, including December graduates or interns demonstrating strong potential, with a desire to grow within the organization.
• Skills:
• Strong analytical and problem-solving abilities.
• Excellent written and verbal communication skills.
• Ability to collaborate effectively in a team setting.
• Meticulous attention to detail and strong organizational capabilities.
• Effective time management skills to manage multiple priorities.
• Proficiency in Microsoft Office, particularly Excel.
• Bonus: Knowledge of banking or financial services.