2027 Commercial Banking Early Career Development Program – Rotational Program

Job Description

2027 Commercial Banking Early Career Development Program | Wells Fargo

The Tone:
This is a two-year early career development program at Wells Fargo, located in Los Angeles, CA or San Diego, CA. Wells Fargo is seeking talent for its Commercial Banking division, which provides credit, treasury management, and corporate and investment banking solutions to businesses with sales generally greater than $25 million. This program is designed to provide broad exposure to the commercial banking business and its career paths, promoting long-term career growth through on-the-job experience and formal training in credit and banking fundamentals.

The TL;DR
• Role: Early Career
• Type: Full-time (2-year program)
• Location: In-person Los Angeles, CA; San Diego, CA
• Pay: $96,000 yearly
• Mission: This program develops future Wells Fargo professionals by providing broad exposure to commercial banking, foundational training, and diverse rotational experiences to prepare them for long-term careers.
• Tech Stack: Microsoft Office (Word, Excel, Outlook, PowerPoint), AI powered productivity tools (such as chat-based assistants and built in features like Microsoft Copilot)

What You’ll Actually Do
• Deal Participation: Participate in the sourcing, structuring, underwriting, and execution of low complexity multi-million-dollar credit transactions as an active member of the deal team.
• Financial Analysis: Conduct due diligence, analyze financial statements, build financial models, and determine risk ratings to prepare comprehensive memos supporting credit recommendations.
• Business Development: Leverage market, industry, and company research and analysis along with product knowledge to ensure the success of business development efforts.
• Task Management: Receive direction from supervisors and exercise independent judgment and accountability while working with teams on a variety of tasks, including compliance and risk management responsibilities.
• Stakeholder Collaboration: Collaborate and consult with colleagues and managers to complete deliverables, resolve issues, and help deliver business initiatives, communications, and other materials to internal stakeholders and clients.

The Must-Haves
• Background: Currently pursuing a bachelor’s degree with an expected graduation date between December 2026 or May/June 2027, with all majors welcome. This is an Entry-Level early career program.
• Experience: Minimum of 6 months of work experience.
• Skills: Solid problem solving and decision-making skills; Strong analytical skills with high attention to detail and accuracy; Excellent verbal, written, and interpersonal communication skills; Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills; Ability to work effectively in a team environment and across all organizational levels.
• Bonus: Involvement in extracurricular enrichment activities through volunteerism, student organization involvement, study abroad programs, leadership positions, or non-profit involvement; Demonstrated knowledge, interest, and/or experience in finance, accounting, and sales; Familiarity with AI powered productivity tools to support everyday tasks.