Credit Review Lead

Job Description

Credit Risk Review VP | Mitsubishi UFJ Financial Group

The Tone:
This is a hybrid position with Mitsubishi UFJ Financial Group, a leading global financial institution. The company strives to make a difference for clients and communities, building long-term relationships and fostering shared growth. This role is crucial for providing independent assurance over the quality of the bank’s credit risk management practices and its largest lending portfolios. It offers an opportunity to make a meaningful impact by influencing risk management practices across the enterprise.

The TL;DR
• Role: Full Time
• Location: Hybrid
• Pay: $127000–$177000 yearly
• Mission: Provide independent assurance over the quality of the bank’s credit risk management practices and its largest lending portfolios.
• Tech Stack: Microsoft Office applications (Excel, Word, PowerPoint, Outlook), data analytics, AI tools, emerging technologies

What You’ll Actually Do
• Lead Credit Review Examinations: Execute and deliver risk-based credit review engagements across diverse banking sectors, evaluating credit risk management practices, borrower risk ratings, and compliance with standards.
• Plan and Deliver Credit Reviews: Maintain the credit review risk universe, manage examination engagements with appropriate coverage, and produce executive-level reports with clear conclusions and actionable recommendations.
• Provide Credit Review Leadership: Act as Examiner-in-Charge, lead examination teams, provide coaching and guidance, and ensure examinations are completed on time and within established quality metrics.
• Manage Stakeholder Relationships: Develop and maintain strong relationships with senior business leaders and credit executives, provide independent challenge and guidance, and influence enhancements to credit risk frameworks.
• Drive Continuous Monitoring & Improvement: Identify emerging risks through ongoing portfolio monitoring, utilize data analytics and technology to improve examination effectiveness, and support continuous improvement initiatives.

The Must-Haves
• Background: Bachelor’s degree or equivalent work experience; 5+ years in corporate credit risk management within the financial services industry or regulatory environment.
• Experience: Experience leading credit review, audit, examination, or risk assessment engagements; strong understanding of corporate credit risk management and lending practices.
• Skills: Strong project management, analytical, and problem-solving skills; excellent verbal and written communication, including executive report writing; ability to influence stakeholders effectively.
• Bonus: Experience with data analytics, AI tools, or technology-driven process improvements; continuous monitoring experience; knowledge of project finance, energy finance, asset-based lending, and commercial banking portfolios; understanding of credit governance frameworks and regulatory expectations.