Investment Advisor – Portfolio Construction

Job Description

Senior Investment Advisor | Standard Chartered

The Tone:
This is a full-time role at Standard Chartered, located in-person. Standard Chartered is an international bank dedicated to driving commerce and prosperity globally, striving to make a positive difference for clients, communities, and each other for over 170 years. This role is crucial for delivering direct, best-in-class advisory services to customers, ensuring consistent and differentiated portfolio construction and review across segments. The Senior Investment Advisor directly contributes to growing recurring income and providing a higher level of service to high-value customers, reinforcing the bank’s wealth strategy.

The TL;DR
• Role: Full Time
• Type: Full-time
• Location: In-person

• Team: Collaborates with Relationship Managers (RMs) within the Wealth Management division, supporting assigned customer portfolios.
• Mission: To provide expert investment advice for asset allocation, portfolio construction, and review, ensuring customer financial objectives and risk tolerance are met through the SCB advisory process.
• Tech Stack: Data Analysis& digital tools

What You’ll Actually Do
• Customer Advisory: Deliver direct, expert advisory services to customers by engaging in portfolio construction and detailed portfolio review sessions. This involves using the SCB advisory process for asset allocation, based on a comprehensive understanding of the customer’s financial position, objectives, and risk tolerance, to ensure tailored and compliant advice.
• RM Partnership & Portfolio Growth: Act as a dedicated investment advisor, partnering closely with 8-12 Relationship Managers (RMs) to provide specialized guidance to their assigned customers, particularly targeting the top 25% of Priority customers (with combined Deposits+WM AUM of $200k & above). This includes proposing customer-specific portfolio solutions to drive net growth in customer portfolios.
• Market & Process Expertise: Serve as a subject matter expert for both customers and frontline staff on the holistic market view. This involves providing regular market briefings for RMs, branches, and Hubs, and delivering updates on investment advisory process changes based on materials from Group and Country Wealth Solutions teams.
• Portfolio Diagnostics & Alignment: Conduct crucial one-on-one diagnostic reviews with each assigned RM at least monthly. The purpose of these reviews is to align customer portfolios with their specific investment objectives, synchronize them with house views, and ensure a balanced approach to asset allocation alongside thematic plays.
• Regulatory Compliance & Governance: Uphold the highest professional standards by understanding, acknowledging, and fully complying with all requirements on individual accountabilities and responsibilities. This includes adherence to applicable local laws, regulations, and SCB internal policies, with a strong focus on Consumer Rights Protection, to prevent legal sanctions, regulatory penalties, or adverse reputational impact.

The Must-Haves
• Background: Bachelor Degree with a career level of Senior, specializing in Investment Consulting within the financial sector.
• Experience: Minimum 10 years of experience in Investment Consulting, gained within a bank, insurance company, or an independent financial advisory firm. Requires Onshore Mutual Certification.
• Skills: Expertise in investment advisory and portfolio construction; comprehensive knowledge of wealth management products including funds, bonds, and structured products; proficiency in financial planning and asset allocation; demonstrated ability in data analysis and utilizing digital tools; competence in Data Science.