Lending Advisor – UHNW Lending Solutions

Job Description

Citi Wealth Lending | Lending Advisor | Citigroup Inc.

The Tone:
This is a full-time role at Citigroup Inc., located in New York, New York, USA. Citi Wealth is a leading provider of comprehensive financial solutions for affluent, high net worth, and ultra-high net worth clients globally. This Lending Advisor position is critical as it involves acting as a trusted advisor, delivering competitive borrowing solutions that are strategically integrated into clients’ broader wealth management goals. The role supports individuals and families, including entrepreneurs, business owners, and family offices, ensuring complete financial management strategies are met.

The TL;DR
• Role: Full Time
• Type: Full-time
• Location: In-person, New York, New York, USA
• Pay: $170000–$300000 yearly
• Team: Private Client Product Services -> IF Lending Generalist
• Mission: To advise affluent, high net worth, and ultra-high net worth clients on bespoke lending solutions that are strategically integrated into their broader wealth management goals.

What You’ll Actually Do
• Partnership: Establish and maintain strong partnerships with Citi Private Bank Banker teams to proactively identify lending opportunities with their clients and prospects.
• Advisory: Advise clients and Bankers on appropriate bespoke lending solutions and drive a culture of excellence in execution within the region.
• Expertise: Act as the subject matter expert and first line of control for lending opportunities, partnering with in-business Underwriting and 2nd line risk to structure bespoke loan proposals.
• Pipeline Management: Build and maintain a strong pipeline of lending opportunities as part of the wider Citi Wealth lending growth aspirations, ensuring effective compliance to control standards.
• Communication: Manage expectations through strong communication with clients and their Bankers regarding loan proposals and execution.

The Must-Haves
• Background: Bachelor’s Degree required, combined with 10+ years’ experience in UHNW lending origination and credit analysis within a private bank setting.
• Experience: 10+ years specifically assessing and structuring loans secured by a variety of asset classes, including less liquid financial assets, commercial real estate, and bespoke personal assets like aviation or fine art.
• Skills: Excellent oral and written communication skills, strong negotiation skills, strong initiative with an interactive approach to problem-solving, detail-oriented with strong analytical abilities, and strong collaboration skills in a team environment.
• Bonus: Completion of a formal credit training program preferred, and Series 7, 66 (or 63/65) licenses preferred.