Credit Analyst – Credit Portfolio Support

Job Description

CRE Credit Analyst | U.S. Bank

The Tone:
This is a full-time role at U.S. Bank. U.S. Bank strives to help customers and businesses make better financial decisions and enables communities to grow and succeed. This role is crucial for managing an assigned portfolio of customer relationships by ensuring accurate financial analysis and compliance, directly contributing to the bank’s commitment to sound financial practices and client support.

The TL;DR
• Role: Early Career
• Type: Full-time
• Pay: $92140–$108400 yearly
• Team: Supports Relationship Managers and Portfolio Managers
• Mission: Manage and analyze an assigned portfolio of customer relationships to ensure credit quality and compliance with bank policies.

What You’ll Actually Do
• Oversee: Ensure accuracy and consistency in financial statements, trend analyses, monitoring reports, and covenant tests in line with bank standards and credit policies.
• Analyze: Examine financial data to prepare comprehensive written analyses and assess portfolio credit quality.
• Support: Assist with industry sector reviews to evaluate market trends and potential risks.
• Prepare: Help Portfolio Managers create and present credit requests for credit approval.
• Maintain: Manage a database for compliance monitoring, tracking credit agreement requirements, customer financial reporting, and credit metric trends.

The Must-Haves
• Background: Bachelor’s degree or equivalent work experience in a finance or analytical field.
• Experience: One to three years in a finance or analytical related role.
• Skills: Effective analytical and technical report writing; strong verbal and written communication; ability to perform financial analyses independently.
• Bonus: Foundational knowledge in economics, accounting, and/or finance, with the ability to apply this understanding to the overall lending and business environment.