Junior Loan Originator

Job Description

About CrossCountry Mortgage (CCM)

CrossCountry Mortgage (CCM) is the nation’s number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C., and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America’s fastest-growing private businesses and has received many awards for our standout culture.

CCM has cultivated an exceptional culture that drives employee engagement, exceeds expectations, and directly impacts company success. Our entrepreneurial spirit empowers every employee to contribute, fostering unwavering support from all departments and total transparency from leadership.

Position Overview

The Junior Loan Originator supports senior loan officers in originating, processing, and closing residential and/or commercial loans. This entry-level role focuses on learning lending guidelines, developing effective client relationships, and assisting borrowers throughout the loan application process. The Junior Loan Originator ensures all activities are completed in accordance with regulatory requirements and CCM policies.

Job Responsibilities

• Assist in originating residential and/or commercial loan applications.
• Collect and review borrower financial information (income, assets, credit reports, employment history).
• Pre-qualify and pre-screen applicants based on lending guidelines.
• Explain loan products, terms, and conditions to prospective borrowers.
• Maintain regular communication with clients regarding loan status.
• Coordinate with processors, underwriters, appraisers, and title companies.
• Ensure loan files are complete, accurate, and compliant with federal and state regulations.
• Follow up on leads and support business development efforts.
• Maintain accurate records in loan origination systems (LOS) and CRM platforms.
• Provide excellent customer service throughout the loan process.

Qualifications And Skills

• NMLS License required under the S.A.F.E. Act of 2008.
• High School Diploma or equivalent.
• Associate’s or Bachelor’s Degree in Finance, Business, or a related field, preferred.
• 1+ years of experience in mortgage lending, banking, sales, or financial services.
• Understanding of mortgage products and lending regulations, or a willingness to learn.
• Attention to detail and excellent organizational skills.
• Excellent communication and collaboration skills.
• Skilled in reviewing and analyzing financial documents.
• Skilled in customer service and supporting client needs.
• Proficiency in Microsoft Office Suite and loan origination software.

This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.

Compensation

Hourly: $16.00 – $19.00

This position is bonus plan eligible.

The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.

Benefits

CrossCountry Mortgage, LLC offers eligible employees a competitive compensation plan and a robust benefits package, including:

• Medical
• Dental
• Vision
• 401K
• Company-provided short-term disability
• Employee assistance program
• Wellness program

Learn more about our benefits: mycrosscountrybenefits.com

Equal Employment Opportunity

CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual’s association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.

California residents: Please see CrossCountry’s privacy statement for information about how CrossCountry collects and uses personal information about California applicants.

CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org.