Management Associate, US Graduate Program

Job Description

US Graduate Leadership Program- Payments | TD

The Tone:
This is a two-year leadership development program at TD, located in Mount Laurel, New Jersey. TD is a leading global financial institution, dedicated to serving over 27 million households and businesses across North America and beyond. This role is crucial for accelerating emerging leaders, placing them at the forefront of real-world challenges within the payments sector, ultimately enhancing the lives of customers, colleagues, and communities through direct impact. The program is designed to attract, develop, and retain top talent.

The TL;DR
• Role: Early Career
• Type: Full-time
• Location: In-person Mount Laurel, NJ
• Pay: $140000–$170000 yearly
• Team: Part of the TD General line of business, operating within a 2-year direct impact development program.
• Mission: Accelerate potential and lead transformational challenges to improve customer, colleague, and community lives within the payments context.

What You’ll Actually Do
• Program Leadership: Complete business objectives set with leadership as outlined at the start of the program, contributing to the overall strategy within the functional area.
• Analytics & Insights: Develop detailed, accurate, and timely research and reporting supported by insightful commentary, conducting meaningful analysis to draw conclusions and make recommendations.
• Process Optimization: Identify and implement process improvements to automate, streamline, and increase analysis efficiency and decision-making.
• Stakeholder Engagement: Advise and present to senior management to influence decisions, representing the business on cross-functional working groups and strategic initiatives.
• Risk Management: Ensure programs, policies, and practices are well managed, meet business needs, and comply with internal and external requirements, while monitoring and addressing risk.

The Must-Haves
• Background: Recent MBA graduate with a technically focused Undergraduate degree (i.e., STEM), OR a recent technically focused Master’s graduate (i.e., Analytics, Innovation, Digital area, etc.) with a business Undergraduate degree.
• Experience: 3+ years of relevant professional experience, including developing and executing initiatives in areas like product management, strategy, innovation, consulting, payments, or digital transformation.
• Skills: Specialized analytics, insights, and research expertise; leading cross-functional teams; solving complex problems; communicating difficult concepts and influencing senior stakeholders; and independently managing end-to-end functional programs.
• Bonus: Experience collaborating with diverse stakeholders across business, technology, operations, risk, legal, compliance, and executive leadership, while building partnerships and influencing outcomes without direct authority in large, complex organizations; curiosity about emerging capabilities such as artificial intelligence, tokenization, digital assets, real-time payments, and digital servicing platforms.