Junior Commercial Banker & Portfolio Manager

Job Description

Junior Commercial Banker & Portfolio Manager

Our client, a dynamic and expanding financial institution with a strong presence across the Mid-Atlantic region, is seeking a talented professional to join their growing team.

This exciting opportunity is ideal for an experienced commercial banking analyst looking to advance their career into a hybrid role that combines robust analytical work with direct portfolio management responsibilities. As a Junior Commercial Banker & Portfolio Manager, you will play a critical role in supporting the commercial lending efforts, managing client portfolios, and contributing to the institution’s continued growth.

Key Responsibilities will include:

• Conducting in-depth cash flow and credit analysis for commercial loan applicants.
• Developing and maintaining financial models to assess borrower creditworthiness and loan viability.
• Performing comprehensive underwriting of commercial loans, ensuring adherence to credit policies and regulatory guidelines.
• Assisting senior bankers with managing and growing a diverse commercial loan portfolio.
• Supporting all stages of the commercial lending process, from origination to closing.
• Evaluating and structuring loans across various segments, including Commercial & Industrial (C&I), Commercial Real Estate (CRE), and Small Business Administration (SBA) loans.

Qualifications:

• Minimum of 2+ years of professional experience in an analytical capacity within commercial banking or a related financial services environment.
• Demonstrated expertise in at least one or more of the following areas: cash flow analysis, credit analysis, financial modeling, or underwriting of commercial loans.
• Prior experience with C&I, CRE, and/or SBA loans is highly desired.
• A Bachelor’s degree is preferred.