Commercial Banking Early Career Development Program Analyst

Job Description

2027 Commercial Banking Early Career Development Program | Wells Fargo

The Tone:
This is a full-time Early Career Development Program at Wells Fargo, available in multiple regional locations. Wells Fargo is a leading financial institution providing credit, treasury management, and corporate and investment banking solutions to businesses. This program is designed to cultivate future Commercial Banking talent, offering broad exposure to various business areas and essential skills development for a long-term career within the company.

The TL;DR
• Role: Early Career Development Program (Analyst)
• Type: Full-time
• Location: In-person Charlotte, NC
• Pay: $65000–$108000 yearly
• Mission: Acquire diverse experiences and insights across Commercial Banking to determine and prepare for long-term career interests.
• Tech Stack: Microsoft Office (Word, Excel, Outlook, PowerPoint), AI-powered productivity tools (e.g., chat-based assistants, Microsoft Copilot)

What You’ll Actually Do
• Lead credit transaction participation: Participate in the sourcing, structuring, underwriting, and execution of low complexity multi-million-dollar credit transactions as an active member of the deal team.
• Analyze financial data and create credit recommendations: Conduct due diligence, analyze financial statements, build financial models, and determine risk ratings to prepare comprehensive memos that support credit recommendations.
• Support business development with research and analysis: Leverage market, industry, and company research and analysis along with product knowledge to ensure the success of business development efforts.
• Manage compliance and risk management tasks: Receive direction from supervisors and exercise independent judgment and accountability while working with teams on a variety of tasks, including compliance and risk management responsibilities.
• Collaborate to deliver business initiatives and client materials: Collaborate and consult with colleagues and managers to complete deliverables, resolve issues, and help deliver business initiatives, communications, and other materials to internal stakeholders and clients.

The Must-Haves
• Background: Must be currently pursuing a bachelor’s degree with an expected graduation date between December 2026 or May/June 2027. All majors are welcome for this entry-level program.
• Experience: Possess 6+ months of work experience, or equivalent demonstrated through one or a combination of work experience, training, military experience, or education. Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills are required.
• Skills: Demonstrate the ability to prioritize work, meet deadlines, achieve goals, and perform under pressure in a complex environment. Possess solid problem-solving and decision-making skills, strong analytical abilities with high attention to detail and accuracy, and excellent verbal, written, and interpersonal communication skills. The ability to work effectively, as well as independently, in a collaborative, change-driven environment is essential.
• Bonus: Involvement in extracurricular enrichment activities through volunteerism, student organization involvement, study abroad program(s), leadership position(s), or non-profit involvement. Demonstrated knowledge, interest, and/or experience in finance, accounting, and sales. Familiarity with AI-powered productivity tools (such as chat-based assistants and built-in features like Microsoft Copilot) is a plus, with a strong interest in learning and using these tools responsibly.