Client Incentive Operations Analyst – Client Incentive Operations

Job Description

Finance Analyst | Visa

The Tone:
This is a full-time, hybrid role at Visa, likely located in Karnataka, India, supporting global operations with specific working hours. Visa is a world leader in payments technology, enabling transactions across over 200 countries and territories, committed to being the best way to pay and be paid for everyone, everywhere. This role is crucial in ensuring the accurate and compliant management of client incentive agreements, directly contributing to Visa’s financial integrity and global business relationships. It offers the opportunity to apply financial expertise and process improvement methodologies to impact operations at scale.

The TL;DR
• Role: Full Time
• Type: Full-time
• Location: Hybrid, Karnataka, India

• Team: Client Incentive Operations team, supporting operations of client incentive teams from all regions worldwide.
• Mission: Manage client incentive and merchant acceptance incentive agreements, ensuring compliance with contractual terms, determining appropriate accounting treatment, and applying process methodologies to benefit stakeholders.
• Tech Stack: Oracle Revenue Management and Billing (ORMB)

What You’ll Actually Do
• Contract Oversight: Manage incentive contracts for all regions, ensuring compliance with contractual terms.
• Financial Analysis: Analyze newly executed incentive contract terms to assess Visa’s contractual obligations and determine appropriate accounting treatment based on Visa policy and US GAAP.
• System Implementation: Setup incentive contracts in the Oracle Revenue Management and Billing (ORMB) system per contract terms, ensuring all key obligations are accurately addressed and processes are consistent.
• Payment Execution: Manage, track, and process contractual payments accurately and timely for all regions as per contract terms.
• Performance Monitoring: Review ongoing contract performance, update future performance/amortization schedules, and liaise with Sales, Legal, and clients to confirm fulfillment of contractual obligations.

The Must-Haves
• Background: A Bachelor’s Degree in a relevant field.
• Experience: 2 or more years of work experience, focusing on financial analysis, contract management, or accounting. Experience with US GAAP is essential.
• Skills:
1. US GAAP compliance and accounting treatment determination.
2. Contract analysis and interpretation.
3. Oracle Revenue Management and Billing (ORMB) system usage.
4. Process improvement methodologies (Lean/Six Sigma).
• Bonus: 3-5 years of relevant working experience, or an Advanced Degree (e.g., Masters, MBA) with 2+ years of work experience.