1st Franklin Financial Corporation

Since 1941, 1st Franklin Financial Corporation has been dedicated to empowering individuals and families through accessible financial opportunities, building on founder Ben F. Cheek, Jr.’s initial $34 automobile loan. With over 350 branches across 10 states, we foster lasting relationships, offering flexible short- and long-term installment loans up to $15,000—distinctly not payday loans—to help customers achieve their financial goals.