Benefits Consultant – Health & Welfare Benefits

Job Description

Consultant (Employee Benefits) | Aon Consulting

The Tone:
This is a full-time, hybrid role at Aon Consulting, located in Bethesda, MD. NFP, an Aon company, is recognized for being a consultative advisor and problem solver that helps companies and individuals address significant risk, workforce, wealth management, and retirement challenges through custom solutions. This role is crucial for designing, implementing, and managing employer-sponsored benefits programs, providing strategic guidance, and ensuring client satisfaction and regulatory compliance for Health & Welfare Benefits.

The TL;DR
• Role: Full Time
• Type: Hybrid
• Location: Bethesda, MD
• Pay: $95300–$130000 yearly
• Mission: This person designs, implements, and manages employer-sponsored benefits programs, providing expert client consultation and ensuring compliance.
• Tech Stack: Salesforce, Microsoft Excel, PowerPoint

What You’ll Actually Do
• Program Design & Management: Design, implement, and manage all aspects of employer-sponsored benefits programs, including developing and executing client strategic plans and defined deliverables, ensuring timely provision of client deliverables.
• Strategic & Financial Consultation: Explore strategic alternatives and provide comprehensive guidance, quantifying financial implications and associated risks, understanding and articulating alternative funding strategies, and demonstrating genuine understanding of client financials and projections.
• Vendor & Market Engagement: Negotiate terms, conditions, coverage limits, and pricing with various benefits carriers and vendors to secure optimal client solutions, while keeping clients apprised of appropriate industry trends.
• Client Relationship & Compliance Expert: Develop and maintain strong ongoing relationships with clients, acting as the primary subject matter expert on Health & Welfare Benefits and vendor products, explaining regulatory compliance and legislative guidelines (COBRA, HIPAA, ERISA, Section 125, Health Care Reform), and interpreting plan rules to ensure compliance.
• Project & Team Leadership: Oversee the implementation of new business and open enrollment, including developing/reviewing client presentations and communication materials; provide guidance and skill development to junior team members, reviewing their work; and ensure all client data is accurately and timely entered into the CRM System (Salesforce).

The Must-Haves
• Background: Mid-to-senior level professional, with a preference for a Bachelor’s Degree in Risk Management, Business, Finance, or a related field. Possesses core domain knowledge in comprehensive health and welfare consulting.
• Experience: Requires 5+ years of experience in health and welfare consulting. This includes extensive knowledge of carrier products and services, benefits administration processes, industry trends, and deep understanding of regulatory compliance and HealthCare Reform. A Life, Accident and Health Insurance License is required.
• Skills: Proven ability to work independently, strong analytical and financial skills, effective project and time management, excellent organizational skills, meticulous attention to detail, commitment to outstanding client service, clear written and oral communication, and commanding presentation and public speaking abilities.
• Bonus: GBA or CEBS Certification a plus.