Vice President Non-Bank Financial Institutions Credit Analyst – Non-Bank Financial Institutions Credit

Job Description

VP – NBFI Credit | Mitsubishi UFJ Financial Group

The Tone:
This is a full-time role at Mitsubishi UFJ Financial Group (MUFG), located in London. MUFG is one of the world’s leading financial groups, striving to make a difference for every client, organization, and community. The company builds long-term relationships, serves society, and fosters shared, sustainable growth. This Vice President role is critical for delivering credit analysis and risk management across an extensive EMEA portfolio of insurance companies and specialist lenders, ensuring optimal risk-return outcomes for the organization’s lending and trading activities.

The TL;DR
• Role: Full Time
• Type: Full-time
• Location: Hybrid – London

• Team: Credit Analysis Department, collaborating with Global Corporate and Investment Banking teams
• Mission: Deliver critical credit analysis and risk management for Non-Bank Financial Institutions across an extensive EMEA portfolio.

What You’ll Actually Do
• Oversee: Supervise all facets of Non-Bank Financial Institution-related credit work and workflow control, including Credit Application and Borrower Rating commitments.
• Conduct: Perform forward-looking fundamental credit assessments on live transactions, limit renewals, and annual reviews in collaboration with relationship bankers.
• Lead: Drive new client approvals by establishing credit appetite, limits, ratings, performing due diligence, and negotiating credit terms for legal documentation.
• Structure: Negotiate and document new syndicated and bilateral loan transactions with meticulous attention to detail.
• Participate: Engage in complex or high-profile credit cases by swiftly identifying key issues, communicating salient points, and evaluating risk-reward trade-offs.

The Must-Haves
• Background: Substantial experience evaluating insurance companies and NBFI portfolios within banking or asset management settings, underpinned by a degree-level education.
• Experience: Proven track record of credit analysis focused on transaction-driven environments where event-based assessments are paramount.
• Skills: Excellent understanding of loan documentation requirements, ISDA/CSA agreements, and market risk factors affecting NBFIs, coupled with technical proficiency in interpreting stress testing results.
• Bonus: Professional qualifications are highly desirable for candidates seeking advancement.